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Boat Insurance
According to
information from the U.S. Coast Guard, property damage to boats has been
increasing. Many states now require boats to be insured. If you have your boat
on a loan or use a marina, you will probably also be required to insure your
boat. If you are not required to insure your boat, it is important you still
consider purchasing boat insurance to cover liabilities you may incur and to
cover your boat, itself.
Boat insurance
works similar to the insurance for your car, and can protect in the same way.
But boats have different features than your car, so you will want to make sure
you have all the coverages you need and any savings that may lower your premium.
Insurance
coverages you will want for your boat:
- Liability
- Physical Damage
- Theft
- Medical Payments
- Motor Coverage
- Trailer Coverage
- Boat Covers
- Docking Fenders
- Communications
Devices
Discounts you
may be entitled to:
- New Boat
- Automatic Fire
Extinguisher
- Burglar Alarm
- Ship-To-Shore Radio
- Approved Boating Education
Course
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