BY SOLO INSURANCE®

It’s true, car insurance rates are on the rise in most places. But there are some ways to save money on your auto insurance. Many vehicle owners assume they will get the lowest rate available as soon as they request a quote. That is not always the case. Not all insurance companies or agencies offer their best rates upfront.

Being a smart driver and savvy consumer mean knowing what discount options are available to you. You may find a wide range of savings opportunities to help reduce your premium. Keeping your car insurance in force and being a safe driver are two important factors. These five areas could help reduce costs too.

#1: Don’t text and drive.

That texting while driving ticket can cost you. Auto insurance companies are raising rates for drivers who text and drive. If you receive a citation for this, you can expect your rates to jump. Follow the rules of the road. In fact, any type of distracted driving citation could raise your rates as laws are getting more strict on this.

#2: Driving less can cut your costs.

You know driving less and walking or biking more is good for you. It can help you save money, too. If you do not drive your vehicle often, let your car insurance company know. They may have a discount for this. Know they’ll likely ask for proof of your mileage.

#3: Be picky about discounts offered for technology.

Technology is a growing area of development in vehicles today. In the future, car insurance providers will have more data to make key decisions about just how safe a driver is. Be aware though, increased technology can also add expense to repairs. Before buying a vehicle, check your rates or ask your insurer about technology discounts. This includes things like collision preparation systems, IoT connectivity, and features like driver alertness monitoring. Connected vehicles may also be able to allow their insurer to track their driving habits. In doing so, you could see a cost savings for reduced driving  or good driving habits (or an increase if it shows your bad driving habits).

#4: Get a new policy when you are an older teen.

As with anything, trust but verify. Here’s a surprising way to save on auto insurance for your teen. As your teen reaches 18-20 years old, have them request an updated quote or from a new car insurance provider. Doing so could help save money. Perhaps your auto insurance agency does this automatically? It’s automatic if you’re insured with Solo Insurance®. You can get your Solo Insurance® car insurance quote here.

#5: Going green could cost you green.

Electric vehicles are still quite expensive and possibly more expensive to repair. Hybrid vehicles are similar.  Often, you pay more for insurance compared to the same model in standard design. This may change in the future. However, consider it before you commit to buying a new electric car or hybrid vehicle.

In conclusion

Talk to your auto insurance provider to find more savings. Ask about their discounts or other ways that could help you save. Want a car insurance checkup? We’re happy to help. See our phone and click options below.

🚗  —–  🚗  —–  🚗  —–  🚗  —–  🚗  —–  🚗  —–  🚗
Solo Insurance^® where great rates and personalized service meet.   – Veteran/Family owned since 1994 –
We shop the rates for you upfront and at renewals to ensure you get our best rate every time.
Solo Insurance^® ~ 800-207-7656 ~ Soloinsurance.net ~ Get a car insurance Quote here ~ Like us on Facebook
Over 30 years in business helping people navigate car insurance with top insurance carriers because at Solo, you’re a person, not a policy.