Commercial Auto Insurance Quote Forms
Commercial Auto Insurance Information
Things to Consider When Buying Commercial Auto Insurance
Learn about commercial auto insurance and why you may need it to protect yourself and your business from Solo Insurance®, your local and online insurance agents that can shop the best rates for you and your business. We serve Kansas, Missouri, Illinois, Georgia, Nevada, Texas, Ohio, Indiana, Louisiana, Virginia, and Oregon.
What You Need to Know as a Business Owner Looking for Commercial Auto Insurance
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Whether you need to buy a commercial auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them, and whether employees, if you have them, are likely to be driving their own cars for your business.
While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.
If you would like a free commercial auto insurance quote, contact Solo Insurance® online, request a quote, or call 1-800-207-7656.