Commercial Auto Insurance Quote Forms
Commercial Auto Insurance Information
What to Consider When Buying Commercial Auto Insurance
We know about commercial auto insurance and why you need it to protect yourself and your business. Being out on the road as a commercial driver poses some different risks than just a to/from work driver. At Solo Insurance®
, your local and online insurance agent, we listen then shop our best rates for you and your business. We serve Iowa, Kansas, Missouri, Illinois, Georgia, Oklahoma, Nevada, Texas, Arkansas, Ohio, Indiana, Louisiana, Virginia, and Oregon.
What You Need to Know as a Business Owner Looking for Commercial Auto Insurance
- As a business owner, you need the similar types of insurance coverage for your vehicles as you as you do for personal travel -- liability, uninsured motorist, perhaps collision and comprehensive -- but you have different needs to protect your assets. You'll also want to factor in if you use the a vehicle for both business and pleasure or if the vehicle is owned by your business or personally.
- If the business owns the vehicle, you want the name of the business to appear on the policy as the "principal insured" rather than your name. This will avoid possible confusion at the DMV/BMV/DPS or in the event that you need to file a claim or a claim is filed against you.
Whether you need to buy a commercial auto insurance policy may also depend on the kind of driving you do or type of vehicle. A good insurance agent will obtain the details about how you use the vehicles in your business and who will be driving them.
While the major coverage types are the same, a business auto policy differs from a personal auto policy in many technical respects.
If you would like a free commercial auto insurance quote, contact Solo Insurance® online, request a quote, or call 1-800-207-7656.