The quick answer is:  It depends.

It depends on whether you’ve also met all the other requirements set by your state.  Letters of Compliance, Reinstatement Fees, SATOP, Court Ordered Payment or Installment Agreements, Interlock Ignition Devices, Court permissions, Child Support and/or Release Orders all could play a part in getting your driving privileges reinstated.  Sounds complicated, right?  It’s really not.  Your state can tell you specifically what you need to do to get reinstated then you just follow the steps. 


After calling around for quotes, no one wants to hear: “I’m sorry, I can’t get you the quoted rate because your Driver’s License is suspended.”  “WHAT?  How can that be?” you say, “I had an SR-22 and got it reinstated a year ago.”  Know what’s going on with your license status.  Having an SR-22 does not guarantee your driving privileges will be reinstated.  And, if you do get your driving privileges reinstated, they can be re-suspended or revoked if you don’t keep the SR-22 for the required time as told to you by the state. 


People have told us their Driver’s License isn’t suspended because they had an SR-22 a year ago.  The state in which you live, or the state requiring the SR-22 will tell you how long they require the filing.  If your car insurance lapses, the SR-22 is canceled.  If you get a Notice of Cancellation for non-payment, the state also gets it.  That’s why we call the SR-22 a tattle-tail filing.  It’s also why it’s best to make your car insurance payments on time at the latest.


An SR-22 filing, itself, does not reinstate a person’s driver’s license, nor does it allow them to legally operate a vehicle on public roads. Any driver who operates a motor vehicle while his or her license is suspended, revoked, or expired (or otherwise considered invalid by the issuing authority in their state) is in violation of state law, regardless if the driver has an active SR-22 filing.  Also, if this driver is pulled over by law enforcement at any time, he/she will be subject to further fines and penalties.  These fines and/or penalties could build up to include the possibility of jail time and/or permanent revocation of their driving privileges depending upon prior incidents.  Some car insurance companies want you to get your Driver’s License reinstated right away, some within a specified amount of days up to an initial 60-day grace period or longer. It varies by company and some companies will not issue an SR-22.  If an accident involves a driver with an invalid driver’s license after the grace period, coverage for some or all of the claim may be denied, and the policy could be uprated and/or canceled based on state regulations.


In summary, for a driver with a suspended, revoked, expired, or otherwise invalid driver’s license, a request from the state’s motor vehicle operator licensing authority to provide an SR-22 filing is likely just one of several steps that driver must complete in order to get a license reinstatement.  To find out what else is required, simply ask your state’s department who issues Driver’s Licenses (some examples: in Missouri and Kansas it’s the Department of Revenue [DOR], in Indiana and Ohio it’s the Bureau of Motor Vehicles [BMV], in Texas it’s the Department of Public Safety [TxDPS], in Georgia Department of Drivers Services [DDS]).  It takes a simple phone call and all you typically need is your Driver’s License number to get a list of what they require of you.  Ask, too, if there are any other fees or any other departments that might need something (usually not).  The place you go to get your Driver’s Licenses renewed will know the number or website to contact for your state.


#neverassume #SR22 #reinstate



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