Solo Insurance Blog Page 14
View the latest blog posts from Solo Insurance.
Thursday, June 7, 2018Some auto insurance companies provide married people with discounts on their insurance policies. Why does this matter?
It is always important to understand that car insurance companies focus on risk. When determining how much a person should pay for their coverage, they base this on how much risk is present. READ MORE >>
Wednesday, June 6, 2018 How Insurance Companies Determine Your Rates Insurance, by its nature, is all about calculated risk assessment and pooled risk. It’s about Insurers making educated guesses based on statistics about how likely you are to file a claim in the future and do they have enough incoming (premium) to cover the outgoing (claims and expenses). READ MORE >>
Thursday, May 31, 2018To be a safe driver, you must ensure you're able to drive properly. Many people get behind the wheel when they are really too tired to drive. The National Highway Traffic Safety Administration reports tired driver caused 846 fatal accidents occurred in 2014. They also note that 83,000 accidents occurred as a result of drowsy driving. READ MORE >>
Wednesday, May 30, 2018 Your car is declared a total loss after an accident, what does that mean? Here are answers to three common questions: 1]. What does ‘totaled’ mean? The insurance company will look at your car’s actual cash value vs. the cost of repairs. READ MORE >>
Tuesday, May 29, 2018Your driving habits often impact how much you pay for auto insurance. The best way for car insurance agencies to know how safe of a driver you are is to use your driving record. Your state's department of motor vehicles collects this information. It includes any instance in which you break the law while behind the wheel. READ MORE >>
Sunday, May 27, 2018 Ride-Sharing in Louisiana The Louisiana Senate recently rejected a bill for statewide rules for ridesharing/transportation network companies [TNC] as Uber, Lyft and the like. Proponents of the bill say the idea behind it is to allow these companies to deal with a standardized set of rules/regulations (like specific requirements for background checks). READ MORE >>
Wednesday, May 23, 2018 Being Dishonest to Your Insurance Company Could Cost You Providing misleading information, lying on applications or failing to double check your insurance application could, in fact, hurt your ability to pursue compensation in a claim (they might not have to cover you). READ MORE >>
Sunday, May 20, 2018 Best Practices for Buying Used Vehicle or Car There are lots of articles on the best practices for buying used cars but what information do you want to know when talking with prospective dealers or owners? To help, here’s some advice: · Always verify what you're told. READ MORE >>
Wednesday, May 16, 2018 Free Way to Check Vehicle History Every vehicle has a story to tell. Perhaps it was involved in an accident or stolen. If you ask it, it will not tell you (and sometimes the current owner won’t either). Want a free and easy way to check vehicle history? READ MORE >>
Tuesday, May 15, 2018Many people like to give their dogs a ride in the car. Pets like it, too. However, dogs can be dangerous for many reasons. You do not want to have to file car insurance claims due to an accident related to your pet.
Does that mean you cannot take your pet for a ride? You do not have to give it up. READ MORE >>