Get A Quote ☰ ˟
Solo Insurance
Get A Quote personalized to your insurance needs
  • HOME
  • GET A QUOTE
  • ABOUT US
    • About Us
    • Location Map
    • Insurance Glossary
    • Important Links
    • Refer a Friend
    • Testimonials
    • Privacy Policy
  • CAR INSURANCE
    • Automobile Insurance
    • Georgia Car Insurance
    • Illinois Car Insurance
    • Indiana Car Insurance
    • Kansas Car Insurance
    • Louisiana Car Insurance
    • Missouri Car Insurance
    • Nevada Car Insurance
    • Ohio Car Insurance
    • Oregon Car Insurance
    • Texas Car Insurance
    • Virginia Car Insurance
  • OTHER INSURANCE WE OFFER
    • Non-Fleet Commercial Vehicle Insurance
    • SR-22 Insurance
    • Homeowners and Renters Insurance
    • Motorcycle & ATV Insurance
    • Watercraft & Boat Insurance
  • MAKE A PAYMENT
  • SOLO PETS
  • CONTACT US
  • BLOG
Home > Blog > You’re told you need an SR22/SR-22…now what?
WEDNESDAY, DECEMBER 12, 2018

You’re told you need an SR22/SR-22…now what?

SR22 SR-22 Insurance

You’re told you need an SR22/SR-22…now what? 

 

What’s an SR22?

An SR-22, or SR22, is a simple a document that gets submitted to the state on your behalf by your car insurance carrier.  It’s important if you need it because it’s a tattletale notice that lets the state know that you’re fulfilling your requirements for maintaining car insurance/financial responsibility…and if you don’t.   It lets the requiring state know that you have the minimum (or better) limits of car insurance and that you’re keeping your coverage in force. 

 

In other words:   An SR-22 is a document, on file with your state, proving you have car insurance that meets at least the minimum coverages required by law.  In Virginia (or Florida), you may need an FR-44, which is like an SR-22, but requires more liability coverage.

 

 

 

SR22/SR-22 Facts

Ø  An SR-22 is not a “type” of insurance, but rather an easy-to-get filing.  You’ll still hear many folks call it SR22 insurance but that is not accurate.  There are a few car insurance companies that won’t provide an SR22, but most will.

 

Ø  The Department of Motor Vehicles [DMV] of the State that requires it will tell you how long you’re required to carry it.  It can also be known as a “Certificate of Financial Responsibility,” “SR-22 Bond,” or “SR-22 Form.”

 

Ø  You can live in one state and still be required to carry an SR22 for another state.

Ø  If you own one or more vehicles, they must be listed on the SR22.  If you do not own a vehicle but still need an SR22 to get your driving privileges back in good graces, you may qualify for a “Non-Owner” policy with an SR22.

 

Ø  If you do not keep your car insurance in force for the required time, your SR-22 is cancelled and you can be re-suspended or re-revoked.  They issue a follow-up filing, an SR26, that cancels the SR22.

 

Who needs an SR22?

An SR-22 is required when you’re in an accident or convicted of a traffic offense where couldn’t show proof of car insurance or financial responsibility for the date of the incident.  You might need an SR22 if you were/are:

  • Involved in an accident, at-fault or not-at-fault, and do not have insurance.
  • Caught driving without car insurance (i.e., pulled over for taillight, stop sign, etc.).
  • Found with repeat traffic offenses or too many tickets in a short amount of time.
  • Convicted of a DUI or DWI, or any serious moving violation.

You’ll also need an SR22 if your Driver’s License is revoked or suspended for any of the above reasons.

 

It’s not a mystery.  It’s just a filing.  They’re typically not expensive, themselves; but if you’ve racked up a lot of incidents and haven’t maintained insurance, it can get expensive overall.  That’s why it’s good to find an agent that helps you shop the rates to find the best one for your circumstances.

 

If you need help shopping the best rates for car insurance or SR22, contact Solo Insurance® online or call 800-207-7656.

 

--  --  --  --  --  --  --  --  --  --  --  --  --  --  --  --  --

Solo Insurance® where great rates and service meet.  We shop the rates for you upfront and at renewals, always making sure you are with our best rate for your insurance needs.  Like us on Facebook, follow us on Instagram and Twitter @thesoloins. 

 

Solo Insurance®  800-207-7656  Get a Quote: https://www.soloinsurance.net/

– Veteran/Family owned since 1994 –

Posted 12:00 AM

Tags: sr22, sr-22, sr22 insurance, sr-22 insurance, solo insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018

  • car insurance(29)
  • auto insurance(26)
  • texas(10)
  • oregon(10)
  • missouri(10)
  • indiana(10)
  • louisiana(10)
  • kansas(10)
  • nevada(10)
  • illinois(10)
  • ohio(10)
  • solo insurance(9)
  • financial responsibility(9)
  • sr22(9)
  • sr-22(8)
  • solo(8)
  • georgia(8)
  • roadside assistance(6)
  • virginia(6)
  • insurance(5)
  • solo pets(4)
  • thesoloins(4)
  • rates(4)
  • columbus(4)
  • kansas city(4)
  • virginia beach(4)
  • portland(3)
  • soloinsurance(3)
  • car insurance ohio(3)
  • san antonio(3)
  • car insurance missouri(3)
  • richmond(3)
  • baton rouge(3)
  • car insurance oregon(3)
  • car insurance indiana(3)
  • safe driving(3)
  • car insurance louisiana(3)
  • veteran owned(3)
  • car insurance nevada(3)
  • car insurance texas(3)
  • indianapolis(3)
  • car insurance kansas(3)
  • car insurance illinois(3)
  • today(3)
  • veteran business(3)
  • car insurance georgia(3)
  • macon(2)
  • terra haute(2)
  • cleveland(2)
  • medford(2)

View Mobile Version
Quick Links
Home Our Products Customer Service Payment Options Report a Claim About Us Our Carriers Blog
 
Corporate Office:
9197 W. Florissant Ave.
St. Louis, MO 63136
P: 800.207.7656 (SOLO)
F: 314-522-3377
E: info@soloinsurance.net



Facebook LinkedIn Google YouTube Instagram


® Solo Insurance® is a Registered Trademark.  Any use, in any form, is strictly prohibited.
© Copyright 2018. All rights reserved.
Powered by Insurance Website Builder